[37:21]The wicked borrow and do not repay, but the righteous give generously;
NMV[37:21]The wicked borrows, and pays not again: but the righteous shows mercy, and gives.
OJB[37:21]The rasha borroweth, and repayeth not; but the tzaddik showeth chonen (generosity), and giveth.
T4T[37:21]The wicked people borrow money, but they are not able to repay it; righteous/godly people, in contrast, have enough money that they can give generously to others.